Housing promotion - Ownership

Equity Capital

You must provide proof of equity capital amounting to 7.5% of the total costs. Equity capital can include bank deposits, already paid invoices, or personal contributions (self-help).

Application submission before the start of the project

The application for funding must be submitted before the start of the project. For the purchase of owner-occupied residential property, the signing of the purchase contract is considered the start of the project. For the construction of owner-occupied residential property, the start of construction is decisive.

After the application is received, you can sign the purchase contract or start construction at your own risk. However, we recommend waiting for the acknowledgment of receipt first.

Application and required documents

You can submit the funding application via email or post. Upon receipt, you will receive an acknowledgment of receipt. If documents are missing, they will be requested. Additional documents may be required in the further course of processing.

The processing time depends, among other things, on how complete the submitted documents are and whether requested documents are submitted on time.

The documents required for processing can be found on the last page of the funding application and the income declaration. These documents are mandatory for processing.